Carrefour Santé

Plan IS2000 - complementary hospitalization insurance

Inpatient treatment

Unlimited reimbursement supplementary to the legal health insurance of the costs related to an inpatient treatment (incl. one-day clinic)

Free choice of doctor, room and hospital.

Globalization of the hospitalization bill : even in case of absence of the legal health insurance on one of the items of the bill, DKV will entirely reimburse the amount which remains at the expense of the insured person.

Rooming-in : reimbursement up to 100% of the costs of stay and accommodation of one of the parents of a hospitalized child.

Transport by ambulance : unlimited in Belgium in case of admission into and discharge from the hospital.

Transport by helicopter : in Belgium from the place of the accident to the hospitalization center.

Lifetime guarantee - DKV is not entitled to cancel unilaterally the policy.

Affiliation up to and including 69 years.

No qualifying periods except for the costs of dental treatment, including dental prostheses, dental material, crowns and implants : qualifying period of 12 months.

No medical questionnaire nor qualifying periods for new-born children if one of the parents is already insured and if the child is insured whithin the first 60 days following the month of birth according to the same insurance plan as one of its insured parents.

Pre/post

Reimbursement of the medical costs 30 days before and 90 days after the hospitalisation :

Up to 100 %, after the intervention of the legel health insurance : medical and paramedical performances.

Up to 80 %, after the intervention of the legel health insurance : allopathic and homeopathic products, bandages, medical equipment (no dental equipment).

Critical Illnesses

Reimbursement of the medical costs related to the outpatient treatment of 27 critical illnesses :

Up to 100 % per performance and after the intervention of the legal health insurance medical and paramedical performances.

Up to 80 % per performance and after the intervention of the legal health insurance allopathic and homeotpathic products, bandages and medical equipment (no dental equipment).

27 critical illnesses : cancer, leukaemia, Parkinson's disease, Hodgkin's disease, Pompe's disease, Crohn's disease, Alzheimer's disease, AIDS, diabetes, tuberculosis, multiple sclerosis, amyotrophic lateral sclerosis, cerebrospinale meningitis, poliomyelitis, progressive muscular dystrophia, encephalitis, tetanus, viral hepatitis, malaria, exanthematic typhus, typhoid and paratyphoids ailments, diphteria, cholera, mucoviscidosis, reanl dialysis.

Services

Medi-card : direct payment of the hospitalization bill to the hospital.

DKV Assistance : assistance abroad and repatriation if medically necessary. One telephone number : +32(0) 2 230 31 32.