Healthcare insurance without social security

Plan H et H+

In case of illness, accident ou childbirth :

Inpatient treatment

The medical costs are reimbursed up to 100% throughout the world in function of the chosen capital.

Persons domiciled, residing and hospitalized in the European Union can opt for an unlimited reimboursement if they suscribe a plan H with a capital of 99157,41 euros.

  • the hospital stay
  • the medical care
  • the paramedical care : nursing, physiotherapy, kinesitherapy
  • the allopathic medecine and medical appliances : splints, crutches, spectacle glasses, contact lenses, lumbar corsets, orthopeadic insoles, hearing aids, hernia bandages, stockings for varicose veins, plaster casts.
  • artificial limbs and medical prostheses (not-dental prostheses)
  • the ambulance transport
  • surgery costs
  • operating assistance
  • the operating theatre and the delivery room

On top of avaible capital in the plan H, the plan H+ reimburses the outpatient costs related to a period of 30 days before and 90 days after the hospital stay up to 10% of the insured capital.

The persons who are domicilied, residing and hospitalized in the European Union and who are insured according to a capital of 99157,41 enjoy an unlimited reimbursement.

Freedom to choose :

  • Hospital, doctor and room

Medi-card :

  • Client Annuellement.
  • Granted after issue of the policy with an insured annual capital of 99157,41 euros with permanent home and address in the European Union and only in a hospital in Belgium which has concluded a medi-card agreement.

Insurability :

  • Entrance age : all insurable persons up to 69 years old
  • No residence or domicile conditions (except for the unlimited reimbursement)
  • Membership of national health fund not compulsory

Qualifying period :

  • None

Assistance :

  • Assistance during travels abroad via the phone number +32(0)2 230 31 32
  • Repatriation to domicile if medically necessary

Territory :

  • Worldwide

Cancellation :

  • Client Annually
  • DKV Never, except where provided for by the law

Plan A9/Z and A9+/Z

In case of illness, accident ou childbirth :

Outpatient treatment (for persons without Belgian health care fund or expats)

Plan A9 and A9+ : reimbursement up to 80%

  • visits and consultations
  • medical and paramedical care : nursing, physiotherapy, kinesitherapy
  • medical appliances : splints, crutches, spectacle glasses, contact lenses, lumbar corsets, orthopeadic insoles, hearing aids, hernia bandages, stockings for varicose veins, plaster casts.
  • artificial limbs and medical prostheses (no dental prostheses)
  • bandages
  • allopathic medecine

Plan A9+ : alternative medecine is also reimbursed up to 80% :

  • homeopathy
  • acunpuncture
  • osteopathy
  • chiropractic
Dental treatment

80% reimbursed after the intervention of the legal health insurance :

  • visits and consultations
  • dental treatment
  • orthodontic treatment

Are also reimbursed up to 80% after the intervention of the legal health insurance

  • dental prostheses and dental material
  • bridges, crowns and implants
With an annual maximum of :
743,68 euros for the 2nd insurance year
1487,36 euros for the 3rd insurance year
2231,04 euros for the 4th insurance year
2974,72 euros from the 5th insurance year onwards

Carrefour Santé - Boulevard Dolez, 57 - 7000 Mons - Belgique - +32(0)65 87 48 75

scs Pol Lescot & associés : inspecteur DKV